Thinking about college in New York? Cool, but also, a heads up:
New York’s public universities are 13% more expensive than the national average. Private schools? They’re nearly 28% higher. Even community colleges in the state can cost almost 60% more than the nationwide average.
But don’t let those numbers scare you off just yet!
There are scholarships specifically for students like you who live in or plan to attend school in New York.
Keep reading to discover the best New York state scholarships and how they can make your college dreams more affordable.
Let’s dive in.
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(click to skip ahead)New York State Scholarships
New York State scholarships are financial aid opportunities designed to support college students in New York—whether you live there, go to school there, or both. These scholarships can come from the state government, local organizations, or private institutions.
Here are ten examples of New York State scholarships you should know about:
1. Excelsior Scholarship
If you’re attending a SUNY or CUNY school and your family earns $125,000 or less, the Excelsior Scholarship could make your tuition free. You must be a New York resident and complete at least 30 credits per year to qualify. After graduation, you’ll also need to live and work in New York for as many years as you receive the scholarship. This program covers tuition costs not already covered by other grants or scholarships.
Learn more about the Excelsior Scholarship.
2. NYS Scholarships for Academic Excellence
Are you at the top of your class? Awesome—this scholarship might be for you. High schools nominate students for these scholarships based on Regents exam scores and overall academic performance. If selected, you can get up to $1,500 per year to attend a college in New York State. You could still qualify for a $500 award even if you're not the top nominee. The scholarship is also renewable for up to four years as long as you stay enrolled full-time.
Learn more about the NYS Scholarships for Academic Excellence.
3. Military Enhanced Recognition Incentive & Tribute (MERIT) Scholarship
If you’re the child, spouse, or financial dependent of a New York State military service member killed, disabled, or missing in action, the MERIT Scholarship can help cover your college costs. This scholarship covers the full cost of tuition and mandatory fees, along with allowances for room, board, and books at a SUNY college.
Learn more about the MERIT Scholarship.
4. World Trade Center Memorial Scholarship
If you’re a victim of the 9/11 terrorist attacks or a dependent of one, this scholarship can help cover your college costs. It’s available to children, spouses, and dependents of individuals who died, became severely disabled, or participated in the rescue and recovery efforts. The award covers the full cost of tuition, mandatory fees, and allowances for room, board, and books at a SUNY college.
Learn more about the World Trade Center Memorial Scholarship.
5. Tessler Family Scholarship
The Tessler Family Scholarship awards two $25,000 scholarships annually to high school juniors in New York City who are part of the Whitney Museum’s Youth Insights internship program. To qualify, you must demonstrate financial need (family income of $100,000 or less), maintain a GPA of at least 2.0, show a strong commitment to community service and co-curricular activities, and have overcome adversity with perseverance and integrity.
Learn more about the Tessler Family Scholarship.
6. Horatio Alger Association State Scholarship – New York
If you’ve overcome adversity and demonstrate financial need, the Horatio Alger Association State Scholarship can help. The association’s State Scholarship provides $10,000 to students who have faced significant personal challenges. To qualify, you must be a high school junior, a U.S. citizen, and have a GPA of at least 2.0. You can use this scholarship award at any accredited college or university in the United States, including those outside of New York state.
Learn more about the Horatio Alger Association State Scholarship.
7. New York Credit Union Association College Scholarship
If you’re a high school senior and a member of a participating credit union in New York, this scholarship could help fund your college education. The New York Credit Union Association awards scholarships ranging from $500 to $1,500 to students who demonstrate academic excellence, community involvement, and a commitment to their education.
Learn more about the New York Credit Association College Scholarship.
8. Milken Scholars Scholarship
Are you a high school senior in New York City with substantial academic achievements and leadership skills? The Milken Scholars program offers $2,000 scholarships to students who have a GPA of at least 3.6, an SAT superscore of 1350 OR ACT composite score of 29, OR AP exam(s) with minimum score(s) of 3 OR on track to earn IB Diploma OR on track to earn Associate degree by high school graduation, and show financial need.
Beyond the financial award, you’ll get access to mentoring and professional development opportunities to help you succeed in college and beyond. You must receive a nomination from your school’s college counselor to apply for the program.
Learn more about the Milken Scholars Scholarship.
9. Scholarship Plus Award
The Scholarship Plus Award supports high-achieving students from New York City with significant financial need. This program provides up to $8,000 annually for four years, covering tuition, books, and other college-related expenses. To be eligible, you must be a graduating high school senior with a strong academic record, demonstrated leadership, and a commitment to giving back to your community. In addition to the financial award, recipients receive mentorship, career support, and access to paid internship opportunities.
Learn more about the Scholarship Plus Award.
10. New York Islanders Community Leadership Scholarship
The New York Islanders Community Leadership Scholarship recognizes high school seniors with exceptional leadership and dedication to their communities. This scholarship is open to students in the New York metropolitan area who plan to attend an accredited college or university. The award amount is $5,000.
Learn more about the New York Islanders Community Leadership Scholarship.
Merit scholarships at New York colleges and universities
Merit scholarships are awards based on your achievements, not your financial need. They’re often given to students who excel in academics, athletics, the arts, or leadership.
Merit scholarships typically require you to meet specific criteria, like a strong GPA, high test scores, or a portfolio of work if you’re an artist. Some are automatic, meaning you’re considered when you’re accepted to a school. Others require a separate application.
Here are five examples of merit scholarships at New York colleges and universities:
1. Cunniffe Presidential Scholarship - Fordham University
The Cunniffe Presidential Scholarship is Fordham University’s most prestigious merit award. It offers full tuition, room and board, and additional stipends up to $20,000 for academic enrichment experiences. Fordham awards this scholarship to top incoming first-year students (often in the top 1-2% of their high school class) who demonstrate exceptional academic achievements, leadership, and a commitment to service.
Learn more about merit scholarships at Fordham University.
2. Freshman Merit Scholarships - SUNY Potsdam
SUNY Potsdam offers several merit-based scholarships for incoming first-year students, with annual awards ranging from $1,000 to $5,000. These scholarships are based on academic performance, including GPA and standardized test scores, and are renewable for up to four years.
Learn more about merit scholarships at SUNY Potsdam.
3. Jesse Moore Urban League Scholarship - University of Rochester
The University of Rochester offers the Jesse Moore Urban League Scholarship to students from underrepresented backgrounds who excel academically and commit to social justice. This scholarship covers part of the tuition costs and supports incoming first-year students who have strong academic records, demonstrate leadership potential, and actively engage in community service.
Learn more about merit scholarships at the University of Rochester.
4. Dean's Scholarship - Yeshiva University
Yeshiva University awards the Dean's Scholarship to high-achieving incoming first-year students based on their academic performance, standardized test scores, and leadership abilities. The scholarship offers up to $10,000 annually and renews for up to four years.
Learn more about merit scholarships at Yeshiva University.
5. Rensselaer Medal Award - Rensselaer Polytechnic Institute
Rensselaer Polytechnic Institute (RPI) grants the Rensselaer Medal Award to high school juniors who excel in math and science. Students must receive a nomination from their schools to be eligible for this award. Selected finalists receive a $40,000 per year scholarship upon admission to RPI.
Learn more about merit scholarships at Rensselaer Polytechnic Institute.
University-Specific Scholarships for Students in New York
Many New York colleges and universities offer scholarships to attract and support talented students. Typically, you’re automatically considered for these scholarships when you apply, though some may require a separate application.
As you read in the section above, some university-specific scholarships are merit-based. However, need-based scholarships and awards for students from diverse backgrounds, specific fields of study, or those who demonstrate leadership or community involvement are also available.
For example, here are five examples of university-specific scholarships for students in New York:
1. September 11 Scholarships - New York University
The September 11 Scholarships at NYU support the children and spouses of individuals who died, were disabled, or participated in recovery efforts after the September 11th attacks. This scholarship covers full tuition, fees, and allowances for room, board, and books. To qualify, you must be a dependent or spouse of a 9/11 victim or responder, and you must be enrolled as an undergraduate student at NYU.
Learn more about scholarships at NYU.
2. Clifford and Siegfried Upton Scholarship - Columbia University
The Clifford and Siegfried Upton Scholarship is available to the children, adopted children, and stepchildren of employees of the Boston-based Houghton-Mifflin Company, its subsidiaries, or successor companies. This scholarship offers at least $1,000 per school year, with the amount increasing based on your financial need. You can apply for this scholarship as a graduate or undergraduate student at Columbia University.
Learn more about scholarships at Columbia University.
3. Anne Scheiber Scholarship - Yeshiva University
If you plan to study medicine or the physical and natural sciences at Yeshiva University’s Stern College for Women, the Anne Scheiber Scholarship awards $25,000 annually. You need a high school GPA of at least 3.25 and demonstrate financial need through your FAFSA to qualify. You should also show leadership potential, creativity, or initiative through extracurricular activities and community involvement.
Learn more about scholarships at Yeshiva University.
4. Science Pathways Scholars Program - Barnard College
Barnard College’s Science Pathways Scholars Program supports low-income and first-generation students pursuing degrees in biology, chemistry, computer science, environmental science, physics/astronomy, or neuroscience. This scholarship provides funding for tuition, fees, and research opportunities. The program also offers mentorship and internship opportunities to help students advance in scientific research and careers.
Learn more about scholarships at Barnard College.
5. The Jacobson/Newcombe Scholarship - The New School
If you’re a student aged 25 or older returning to college after a break, the Jacobson/Newcombe Scholarship can help you complete your degree in The New School’s Bachelor's Program for Adults and Transfer Students. To qualify, you need to have earned at least 60 credits toward your degree, either at The New School or another institution. You must also have a GPA of 2.5 or higher and demonstrate how you’ve overcome significant financial hardships.
Scholarships for Women in New York
Scholarships for women often focus on empowering students in fields where women are underrepresented, such as STEM, business, or law. However, there are also scholarships for women in a variety of other disciplines, such as healthcare, the arts, education, and social sciences.
Here are five examples of college scholarships for women in New York:
1. New York Women in Communications Scholarship
The New York Women in Communications Scholarship supports women pursuing degrees in communications-related fields (e.g., journalism, marketing, English, digital media, public relations, etc.). It is open to female high school seniors, undergraduates, and graduate students who live in New York, New Jersey, or Connecticut.
Learn more about the New York Women in Communications Scholarship.
2. Women's Metropolitan Golf Association Foundation Scholarship
The Women's Metropolitan Golf Association Foundation provides scholarships to young women who are active in golf and reside in the area covered by the Women’s Metropolitan Golf Association. This scholarship is open to high school seniors in New York, New Jersey, or Connecticut who have a strong academic record, demonstrate financial need, and show leadership skills.
Learn more about the Women's Metropolitan Golf Association Foundation Scholarship.
3. Athena Award for Continuing Education (ACE) Scholarship
The Athena Award for Continuing Education Scholarship supports women over the age of 25 who are returning to college to complete their education. To qualify, you must show financial need and reside in Seneca, Yates, or Eastern Ontario counties.
Learn more about the Athena ACE Scholarship.
4. Women’s Transportation Seminar (WTS) Scholarships
The Greater New York Chapter of the Women’s Transportation Seminar offers scholarships to support women pursuing careers in transportation-related fields, such as engineering, planning, or logistics. These scholarships are open to high school seniors, undergraduates, and graduates who identify as women, show academic promise, and are dedicated to advancing the transportation industry.
Learn more about WTS Scholarships.
5. Dr. Omega Logan Silva Healthcare Legacy Scholarship
The Dr. Omega Logan Silva Healthcare Legacy Scholarship awards up to $5,000 per year to economically disadvantaged women from the Mid-Atlantic region, including New York, who are pursuing careers in healthcare. To qualify, you must be a graduating high school senior or a student currently enrolled in a higher education or vocational program. You must also maintain a minimum 3.0 GPA and demonstrate significant involvement in school and community activities.
Learn more about the Dr. Omega Logan Silva Healthcare Legacy Scholarship.
Subject-Specific Scholarships for Students in New York
What’s your academic major? There are scholarships available for students in almost every field of study. Often, these awards are offered by colleges, professional organizations, or local groups to encourage students to pursue careers in specific industries.
Here are five examples of subject-specific scholarships for students in New York:
1. New York Water Environment Association Scholarships
The New York Water Environment Association (NYWEA) offers several scholarships to students pursuing careers in environmental science or related fields. These scholarships are open to high school seniors and students attending a New York college or university. To qualify, students must demonstrate academic potential and a commitment to improving water quality and the environment.
Learn more about NYWEA Scholarships.
2. NIADA Foundation Regional Scholarships
The NIADA Foundation Regional Scholarships are open to high school seniors who demonstrate academic achievement and a strong desire to work in the automotive industry.
Learn more about NIADA Foundation Regional Scholarships.
3. CNY STEM Scholarship Program
The CNY STEM Scholarship Program is for high school seniors from Central New York who plan to pursue college degrees in science, technology, engineering, or math (STEM). The program gives preference to students attending an accredited college or university in New York State. CNY STEM scholarship award amounts vary, up to $5,000 per year.
Learn more about the CNY STEM Scholarship Program.
4. New York Farm Bureau AG Youth Scholarship
The New York Farm Bureau AG Youth Scholarship supports high school seniors pursuing careers in the agricultural industry. Applicants must be Farm Bureau members or children of members, plan to continue their education in an agricultural-related field, and live or work on a farm. Awards range from $250 to $3,000.
Learn more about the New York Farm Bureau AG Youth Scholarship.
5. Kazickas Family Foundation Art Scholarships
The Kazickas Family Foundation Art Scholarships support graduating seniors who attend a high school in Nassau County and plan to pursue visual arts after graduating. Eligible candidates must also demonstrate creative talent and a commitment to a visual art form. Winners of this scholarship receive $1,000.
Learn more about the Kazickas Family Foundation Art Scholarships.
How to get in-state tuition in New York
Really important fact: In-state tuition costs at public universities are significantly lower than what out-of-state students pay. In fact, according to recent reports from the Education Data Initiative, tuition and fees at New York colleges and universities are 82.58% higher for out-of-state students.
You can apply for in-state tuition in New York if you meet specific residency requirements. Here’s how:
Establish Legal Residency in New York
To qualify for in-state tuition at a college or university in New York, you must establish legal residency in New York by living in the state for at least 12 consecutive months before the start of the semester. This process involves providing documentation like a New York driver’s license, state ID, voter registration, or a lease agreement to prove your residency.
Demonstrate Financial Independence
If you are under 24 and applying as an independent student, you must prove that you are financially independent from your parents. This might involve sharing your tax returns, proof of employment, or other financial documents.
For Dependent Students
If your parents are residents of New York, you may qualify for in-state tuition even if you’ve lived elsewhere. They’ll need to provide proof of their residency.
Special Circumstances
Active-duty military members, veterans, and their dependents often qualify for in-state tuition regardless of residency. Additionally, undocumented students who meet the requirements of the New York DREAM Act may be eligible for in-state tuition rates.
File the Necessary Paperwork
Most schools require students to submit a residency application and supporting documentation to receive in-state tuition. Be sure to meet any deadlines to avoid paying out-of-state rates.
Further Financial Aid Resources for New York Students
Scholarships aren’t the only way you can make college more affordable. There are also grants, loan programs, and tuition assistance specifically designed for New York students.
New York Higher Education Services Corporation
The New York Higher Education Services Corporation (HESC) is the state’s financial aid agency. It plays a key role in helping students access the resources they need to pay for college. Thanks to HESC, more than 330,000 New York students receive nearly $1 billion in financial aid each year.
The New York State Tuition Assistance Program
If you’re a resident of New York and attend an approved postsecondary institution, you may be able to benefit from the New York State Tuition Assistance Program (TAP). This program provides grants of up to $5,665 per year, depending on your income and the cost of attendance at your school. TAP is a need-based program, meaning it helps students from low- and middle-income families cover their tuition costs.
The NYS STEM Incentive Program
If you’re pursuing a degree in science, technology, engineering, or math (STEM), the NYS STEM Incentive Program offers incredible financial support. It provides full-tuition at any SUNY or CUNY school for students who commit to working in a STEM field in New York after graduation.
Final thoughts on New York State scholarships
Scholarships are a great way to reduce the cost of college without taking on debt. They can cover tuition, fees, and sometimes even living expenses, helping you focus on your education. If you’re a New York resident or plan to attend college in the state, exploring New York-specific scholarships is a smart move.
However, don’t limit yourself to only applying for New York State scholarships! You can also apply for national, regional, and private scholarships that match your background, achievements, and interests. Broadening your search increases your chances of securing the funds you need.
For more advice on securing scholarships, check out this guide next: How to Apply for Scholarships: Your Ultimate Guide.
Special thanks to Ameer Drane for writing this blog post
Ameer Drane is a freelance writer who specializes in writing about college admissions and career development. Prior to freelancing, Ameer worked for three years as a college admissions consultant at a Hong Kong-based education center, helping local high school students prepare and apply for top colleges and universities in the US. He has a B.A. in Latin American Studies from the University of Chicago and an M.A. in Spanish Linguistics from UCLA. When he’s not working, Ameer loves traveling, weight lifting, writing, reading, and learning foreign languages. He currently lives in Bangkok, Thailand.
Top values: Growth / Diversity / Empathy
